Statement of changes in beneficial ownership of securities

Report of unscheduled material events or corporate event

Registration of up to an additional 20% of securities for any offering registered on an S-1

Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

EFFECT

Amended Registration statement for face-amount certificate companies

Amended Registration statement for face-amount certificate companies

CORRESP

CORRESP

Amended Registration statement for face-amount certificate companies