Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

EFFECT

Amended Registration statement for face-amount certificate companies

A preliminary proxy statement providing notification matters to be brought to a vote

Report of unscheduled material events or corporate event

Amended Registration statement for face-amount certificate companies

Annual report which provides a comprehensive overview of the company for the past year

Report of unscheduled material events or corporate event

Amended Registration statement for face-amount certificate companies

Report of unscheduled material events or corporate event